Effective Date: June 1, 2025

These Terms of Use (“Terms”) of Capital Hero, LLC (“Capital Hero,” “we,” “us,” and “our”) apply to all contents and information available within the domain https://mycapitalhero.com (the “Site”). You agree, on behalf of yourself and the institution/company or other legal entity that you represent, to be legally bound by these Terms when you access or use the Site.

PLEASE REVIEW THESE TERMS CAREFULLY. BY USING OUR SITE, YOU ACKNOWLEDGE THAT YOU ACCEPT THE TERMS SET FORTH HEREIN. IF YOU DO NOT ACCEPT SUCH TERMS, YOU MAY NOT ACCESS THE SITE.

The Effective Date of these Terms is set forth at the top of this webpage. We may change these Terms from time to time in our discretion. Changes will be posted to this webpage. We encourage you to return to this webpage frequently so that you are aware of our current Terms. Your continued use of the Site after the Effective Date constitutes your acceptance of the amended Terms.

Privacy

Please review our Privacy Policy which also applies to your use of the Site.

Intellectual Property

The Site and its contents (the “Content”) are the property of us or our licensors, protected under U.S. and international copyright and trademark laws. Content may not be reproduced or used without prior written consent.

License

Capital Hero grants you a limited license to access and make personal use of the Site, subject to these Terms. Any commercial exploitation requires express written permission.

Independent Arbitration Agreement

Applicability; Exclusions; Court and Jury Trial Waiver

All covered disputes are subject to binding arbitration under the rules below, including those under the CCPA or other laws.

Usage of JAMS Rules; Arbitrator Authority

Arbitration shall be conducted under JAMS Streamlined or Comprehensive Rules. Arbitrators decide all issues, and their decisions are final.

Selection and Authority of Arbitrator

One arbitrator will be selected per JAMS rules. The arbitrator has authority to apply relevant laws and award remedies. Ambiguities favor arbitration. Unenforceable terms do not affect others.

Class and Collective Action Waiver

All disputes must be arbitrated individually. No class, joint, or representative actions are permitted.

Fees, Award

Both parties share JAMS/arbitrator fees unless law or financial hardship dictates otherwise. Each covers their own legal costs unless awarded by arbitrator. Final award must be in writing.

Links to Third Party Sites

External websites may have different terms. Capital Hero is not responsible for third-party content or policies.

Security and Restrictions

• Do not violate laws or harm users.
• No overloading, disabling, or damaging the Site.
• Do not scrape, copy, or extract data using bots or other tech without consent.

User Submissions

Non-personal submissions are non-confidential and may be used freely by Capital Hero.

Copyright Policy

To report DMCA claims, send a notice including:

• Signature
• Description of the work
• Location of infringing material
• Contact information
• Good faith belief and accuracy statements

Send DMCA notices using the contact info below.

Disclaimer and Limitation of Liability

THE SITE IS PROVIDED “AS IS” AND “AS AVAILABLE.”

Capital Hero disclaims warranties and limits liability to $100. Your only remedy is to stop using the Site.

Indemnification

You agree to indemnify Capital Hero from claims and legal costs arising from your use or violation of the Terms.

Miscellaneous

• Governing Law: California law, venue in Los Angeles County.
• Compliance: You agree to comply with all applicable laws.
• Severability: If a provision is invalid, the rest remains enforceable.
• No Waiver: Our failure to enforce doesn’t waive that right.

Contact

📞 +1 (855) 777-3747
📧 info@mycapitalhero.com